Author: Kunal Arora
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The Role of AI in Finance
AI is already such a big part of our everyday lives. From helping us with homework to answering questions, its capabilities have continued to grow and become more powerful. Its uses are not limited to personal ones, though. AI is already beginning to reshape finance by automating tasks, uncovering insights, and strengthening risk management, to…
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My Thoughts on the August CPI Report
The September CPI Report just came out today morning, and it could have major implications for the Fed’s rate decision next week. What the CPI Report Told Us August’s CPI report showed an increase of inflation by 0.4% MoM, up from July’s 0.2% uptick. Core CPI was also up 0.3%, up from 0.2% last month.…
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Insurance and Annuities
Investors often overlook insurance and annuities as investment options. Whole life insurance includes a cash value component that grows tax-deferred, while annuities let you invest and receive guaranteed future income. Both can enhance long-term financial security, balancing risk management with wealth growth, making them smart portfolio additions.
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How to Analyze a Stock
Investing in individual stocks starts with disciplined analysis and grounding your decisions in a set process. While there are many ways to do so, here’s how I would go about it. There are two main things that I like to look at when determining whether or not I should invest in a stock: Fundamentals and…
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What are the CPI and PPI?
Inflation affects everything from shopping costs to investment returns. The CPI tracks consumer prices while the PPI focuses on producer prices. Both are vital for smart investing and anticipating market shifts.
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My Thoughts on the July CPI Report
The July CPI Report painted a familiar portrait for investors. Headline inflation remains steadily above the Fed’s 2% goal, pushed by tariffs, while core measurements indicate continued stickiness. What You Missed Headline inflation rose 0.2% month-over-month and 2.7% YOY, matching the pace from last month. Core inflation is up 0.3% and 3.1% for those metrics,…
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Differences Between Stock Indexes
Stock indexes are great ways for investors to get snapshots and insights into different market segments. They act as lenses through which we can see trends in various sectors. By grasping the construction of each index, you gain a deep understanding of what you’re tracking and why it behaves the way it does. Dow Jones…
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The Differences Between Futures and Options
If you are getting deeper into investing, you have probably come across futures and options. Both are types of derivatives, meaning they get their value from something else, like a stock, commodity, or index. But they work very differently. When you trade options, you purchase the right to make a trade, but are not required…
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Futures 101
Futures are a big part of global financial markets and demand a comprehensive understanding before jumping in. In this post, I will delve into the basics, going over what they are, the types you can engage in, and where they’re traded. What are Futures? Futures are financial contracts, similar to options, that commit two parties…
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My Thoughts on the Latest CPI Report
The June 2025 CPI report just came out, and while it mostly matched expectations, there are a couple of key things to know. Here’s What You Missed Headline inflation rose 0.3 percent from May, pushing the annual rate to 2.7 percent. On the other hand, core inflation, which excludes food and energy, increased 2.9 percent…
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